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Protecting your property during the Halloween and Bonfire Night celebrations

As a reminder Halloween and Bonfire Night usually spark a rise in deliberate criminal damage and break-ins, according to statistics published by AXA Home Insurance in 2010 and Aviva this year.

The average claim for damage to property in 2010 for both Halloween and Bonfire Night was around £700*. Damage to doors including glass breakage and damage caused by attempted forced entry, collapsed walls, fence panels torn down to make fuel for bonfires and fireworks being pushed through letterboxes caused considerable damage.

Many councils and local police stations have printable posters for homeowners to download on their websites. However, if you do receive a knock on the door by a trick or treater always remain friendly and remember if you see anything suspicious don't leave it to chance, call the police.

Don't become part of the statistics!

You can help reduce the chances of damage to your property by following some common-sense rules and observations.

These including making sure all windows and doors are locked, garden gates are closed, and outbuildings such as garages or sheds are also secured. Many people turn their lights off and pretend to be out to avoid answering the door to trick or treaters, but police and local councils say it is more effective to display a "No trick or treat" sign in the porch or front window.

A 25% rise in Burglaries

According to Aviva**, Bonfire night is the worst day of the year for burglaries with 25% more occurring than for a normal day of the year.  With the well documented price increases in gold and jewellery it will come as no surprise that precious metal is more desirable than ever for thieves. Aviva claims that there is a 33% rise in claims for these items compared to a September / October average.

In the unfortunate event that you do need to make a claim, please check your insurance policy documentation for helplines and other emergency numbers or contact us for assistance.  Full office contact details and details of all our products and services can be found at www.oakesinsurance.co.uk.

* Trick or treat and fireworks expected to create huge increase in malicious damage claims warns AXA - http://newsroom.axa.co.uk/media-releases/2010/trick-or-treat-and-fireworks-expected-to-create-huge-increase-in-malicious-damage-claims-warns-axa/

** http://www.insurancedaily.co.uk/2012/10/17/aviva-warns-of-rising-theft-on-bonfire-night/

 

Richard Anthony Oakes, Sharon Linda Oakes & Ashley Burton trading as Oakes Insurance Consultants are
authorised and regulated by the Financial Services Authority. Number 307170

Registered office: Oakes House, Derby Road, Long Eaton, Nottingham NG10 1PD